Do You Qualify for Down Payment Assistance in Florida?

Many homebuyers assume they need:

• 700+ credit 
• 20% down 
• Years of savings 

That’s not true.

There are multiple down payment assistance programs across Florida designed to help buyers get into a home sooner than they thought possible.

Basic Requirements to Qualify:

Every program is different, but here’s what most Florida buyers need:

• ✔ Credit score typically 580–640+ 
• ✔ Steady income (not necessarily high income) 
• ✔ Primary residence (not investment property) 
• ✔ Ability to qualify for a mortgage

You May Still Qualify Even If…

• You’ve been told “no” before 
• You don’t have much saved 
• Your credit isn’t perfect 
• You’re buying your first home 
• You’re unsure where to start 

Many buyers assume they don’t qualify when they actually do.

See what you can afford